Bank On Accounts Features

 

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Online/mobile banking
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No overdraft fees
$0 minimum balance

 

No minimum balance
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Flexible account opening
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Low monthly fees
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$25 Minimum opening deposit

 

Get Started Here

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Compare Bank Accounts
Check out the bank account comparison chart below and choose the one that best fits your banking needs.
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Gather Documents
Each BankOn partner listed below has specific requirements to open an account. Please gather those requirements.
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Open Your Bank Account!
Congratulations! You're all set to open a bank account. Click the link under the bank to open an account or learn more. Bank On certified accounts have different names at each financial institution, make sure to request the specific account by name if you apply in person.
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Get Help!
Our Financial Counselors are happy to assist you with selecting the best account for you. Make an appointment with one today!

Bank Account Comparison

Everyone's situation is unique. See below for each institution’s enrollment requirements and to find out more about individual account features.

 

BankOn Partners
ID Acceptance
Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$3.00
Personal Checks Available
No
Paper checks sent through online bill pay
Available
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • SF City ID
Secured Credit Card
Yes


Open a Restart Checking account with Amalgamated Bank. 

Identification Requirements for Amalgamated Bank: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a San Francisco City ID.

Banking History Requirements for Amalgamated Bank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Charge off must not exceed $500, or it must be paid.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Personal Checks Available
No
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • Consular ID: Mexico
  • Consular ID: Guatemala
  • Consular ID: Columbia
  • Consular ID: Dominican Republic
  • U.S. non-immigrant visa and border crossing card with photo
Secured Credit Card
Yes


Open an Advantage Safe Balance Banking account with Bank of America.

Identification Requirements for Bank of America: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; Consular ID: Colombia, Dominican Republic, Guatemala and Mexico; or US non-immigrant visa and border crossing card with photo.

Banking History Requirements for Bank of America: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees to Bank of America must be paid. Fees owed to any other financial institution within the past 12 months must be paid. Have fewer than 4 overdrafts or non-sufficient funds fees.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Personal Checks Available
No
Paper checks sent through online bill pay
Unavailable
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • SF City ID
Secured Credit Card
No


Open an OnBudget Banking account with California Bank & Trust. 

Identification Requirements for California Bank & Trust: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a San Francisco City ID.

Banking History Requirements for California Bank & Trust: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Personal Checks Available
No
Paper checks sent through online bill pay
Free
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • Consular ID: Mexico
Secured Credit Card
No


Open a Secure Banking account with Chase.

Identification Requirements for Chase: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a Consular ID: Mexico.

Banking History Requirements for Chase: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Only past bank fees owed to Chase must be paid.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Personal Checks Available
No
Paper checks sent through online bill pay
Free
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • Consular ID: Mexico
Secured Credit Card
No


Open a Citi Access Banking account with Citibank. 

Identification Requirements for Citibank: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or Consular ID:  Mexico.

Banking History Requirements for Citibank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$3.00
Personal Checks Available
No
Paper checks sent through online bill pay
Unavailable
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • Consular ID: Guatemala
  • U.S. Visa and Border Crossing Card
Secured Credit Card
Yes

 

Open a Imagine Checking with First Bank. 

Banking History Requirements for First Bank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Charge off must not exceed $750, in total, from other financial institution(s). Past bank fees owed to First Bank must be paid.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.00
Personal Checks Available
Yes
Paper checks sent through online bill pay
Free
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Tribal ID
  • U.S. Government or Military ID
  • Certificate of Naturalization
  • Refugee Travel Document
  • Employment Authorization Card
  • Matricula Consular Mexicana
  • SF City ID
Secured Credit Card
No
Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$0.00
Personal Checks Available
Yes
Paper checks sent through online bill pay
Free
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • SF City ID
Secured Credit Card
Yes


Learn more about a Bank On Account with Mechanics Bank. Account must be opened in the branch.

Identification Requirements for Mechanics Bank: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a Tribal ID.

Banking History Requirements for Mechanics Bank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Personal Checks Available
No
Paper checks sent through online bill pay
Free
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • SF City ID
Secured Credit Card
Yes


Open an Access Checking account with Self-Help FCU. 

Identification Requirements for Self-Help FCU: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or San Francisco City ID.

Banking History Requirements for Self-Help FCU: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Personal Checks Available
No
Paper checks sent through online bill pay
Unavailable
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • Consular ID: Mexico
  • Consular ID: Guatemala
Secured Credit Card
Yes


Open a Safe Debit Account with U.S. Bank. 

Identification Requirements for U.S. Bank: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a Consular ID: Guatemala and Mexico.

Banking History Requirements for U.S. Bank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Only past bank fees owed to U.S. Bank must be paid.

Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Invalid Check Fee
$0.00
Personal Checks Available
No
Paper checks sent through online bill pay
Free
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • Tribal ID
  • Consular ID: Mexico
  • Consular ID: Guatemala
  • Consular ID: Columbia
  • Consular ID: Argentina
  • Documento Unico de Identidad: El Salvador
  • Mexico Border Crossing Card
  • Employment Authorization Card
Secured Credit Card
No


Open a Clear Access Banking account with Wells Fargo. 

Identification Requirements for Wells Fargo: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; Tribal ID; Consular ID: Argentina, Colombia, Guatemala and Mexico; Documento Unico de Identidad: El Salvador; Mexico Border Crossing Card; or Employment Authorization Card.

Banking History Requirements for Wells Fargo: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Only past bank fees owed to Wells Fargo must be paid.