Bank On Accounts Features
Online/mobile banking
No overdraft fees
No minimum balance
Flexible account opening
Low monthly fees
$25 Minimum opening deposit
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Amalgamated Bank Restart Checking
Minimum Opening Deposit: $25.00 | Monthly Fee: $3.00
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- SF City ID
Open a Restart Checking account with Amalgamated Bank.
Identification Requirements for Amalgamated Bank: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a San Francisco City ID.
Banking History Requirements for Amalgamated Bank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Charge off must not exceed $500, or it must be paid.
Bank of America SafeBalance Account
Minimum Opening Deposit: $25.00 | Monthly Fee: $4.95
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- Consular ID: Mexico
- Consular ID: Guatemala
- Consular ID: Columbia
- Consular ID: Dominican Republic
- U.S. non-immigrant visa and border crossing card with photo
Open an Advantage Safe Balance Banking account with Bank of America.
Identification Requirements for Bank of America: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; Consular ID: Colombia, Dominican Republic, Guatemala and Mexico; or US non-immigrant visa and border crossing card with photo.
Banking History Requirements for Bank of America: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees to Bank of America must be paid. Fees owed to any other financial institution within the past 12 months must be paid. Have fewer than 4 overdrafts or non-sufficient funds fees.
California Bank & Trust OnBudget Banking
Minimum Opening Deposit: $25.00 | Monthly Fee: $5.00
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- SF City ID
Open an OnBudget Banking account with California Bank & Trust.
Identification Requirements for California Bank & Trust: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a San Francisco City ID.
Banking History Requirements for California Bank & Trust: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.
Chase Secure Banking
Minimum Opening Deposit: $25.00 | Monthly Fee: $4.95
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- Consular ID: Mexico
Open a Secure Banking account with Chase.
Identification Requirements for Chase: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a Consular ID: Mexico.
Banking History Requirements for Chase: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Only past bank fees owed to Chase must be paid.
Citibank Citi Access
Minimum Opening Deposit: $0.00 | Monthly Fee: $10.00 (waivable)
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- Consular ID: Mexico
Open a Citi Access Banking account with Citibank.
Identification Requirements for Citibank: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or Consular ID: Mexico.
Banking History Requirements for Citibank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.
First Bank Thrive Checking Account
Minimum Opening Deposit: $25.00 | Monthly Fee: $9.95 (waivable)
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- Consular ID: Guatemala
- U.S. Visa and Border Crossing Card
Open a Imagine Checking with First Bank.
Banking History Requirements for First Bank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Charge off must not exceed $750, in total, from other financial institution(s). Past bank fees owed to First Bank must be paid.
Golden 1 Credit Union Easy Checking
Minimum Opening Deposit: $0.00 | Monthly Fee: $0.00
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Tribal ID
- U.S. Government or Military ID
- Certificate of Naturalization
- Refugee Travel Document
- Employment Authorization Card
- Matricula Consular Mexicana
- SF City ID
Mechanics Bank Bank On Checking
Minimum Opening Deposit: $25.00 | Monthly Fee: $0.00
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- SF City ID
Learn more about a Bank On Account with Mechanics Bank. Account must be opened in the branch.
Identification Requirements for Mechanics Bank: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a Tribal ID.
Banking History Requirements for Mechanics Bank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.
Self-Help Federal Credit Union Access Checking
Minimum Opening Deposit: $0.00 | Monthly Fee: $5.00 (waivable)
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- SF City ID
Open an Access Checking account with Self-Help FCU.
Identification Requirements for Self-Help FCU: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or San Francisco City ID.
Banking History Requirements for Self-Help FCU: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.
U.S. Bank Safe Debit Account
Minimum Opening Deposit: $25.00 | Monthly Fee: $4.95
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- Consular ID: Mexico
- Consular ID: Guatemala
Open a Safe Debit Account with U.S. Bank.
Identification Requirements for U.S. Bank: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or a Consular ID: Guatemala and Mexico.
Banking History Requirements for U.S. Bank: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Only past bank fees owed to U.S. Bank must be paid.
Wells Fargo Clear Access Banking
Minimum Opening Deposit: $25.00 | Monthly Fee: $5.00 (waivable)
- Any U.S. state-issued ID with photo
- Permanent Resident Card (Green Card)
- Any valid passport (foreign or domestic) with photo
- Tribal ID
- Consular ID: Mexico
- Consular ID: Guatemala
- Consular ID: Columbia
- Consular ID: Argentina
- Documento Unico de Identidad: El Salvador
- Mexico Border Crossing Card
- Employment Authorization Card
Open a Clear Access Banking account with Wells Fargo.
Identification Requirements for Wells Fargo: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; Tribal ID; Consular ID: Argentina, Colombia, Guatemala and Mexico; Documento Unico de Identidad: El Salvador; Mexico Border Crossing Card; or Employment Authorization Card.
Banking History Requirements for Wells Fargo: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Only past bank fees owed to Wells Fargo must be paid.