Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Invalid Check Fee
$0.00
Personal Checks Available
No
Paper checks sent through online bill pay
Free
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • Tribal ID
  • Consular ID: Mexico
  • Consular ID: Guatemala
  • Consular ID: Columbia
  • Consular ID: Argentina
  • Documento Unico de Identidad: El Salvador
  • Mexico Border Crossing Card
  • Employment Authorization Card
Secured Credit Card
No


Open a Clear Access Banking account with Wells Fargo. 

Identification Requirements for Wells Fargo: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; Tribal ID; Consular ID: Argentina, Colombia, Guatemala and Mexico; Documento Unico de Identidad: El Salvador; Mexico Border Crossing Card; or Employment Authorization Card.

Banking History Requirements for Wells Fargo: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Only past bank fees owed to Wells Fargo must be paid.