Minimum Balance Requirement
$0.00
Out-of-Network ATM Fee
$2.50
Personal Checks Available
No
Paper checks sent through online bill pay
Free
ID Acceptance
  • Any U.S. state-issued ID with photo
  • Permanent Resident Card (Green Card)
  • Any valid passport (foreign or domestic) with photo
  • SF City ID
Secured Credit Card
Yes


Open an Access Checking account with Self-Help FCU. 

Identification Requirements for Self-Help FCU: You will need a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) - only the number, not the card. In addition to an SSN or ITIN, you will need ONE of the following IDs: Any US state-issued ID with photo; Permanent Resident Card (Green Card); Any valid passport (foreign or domestic) with photo; or San Francisco City ID.

Banking History Requirements for Self-Help FCU: Negative bank account activity can be reported to consumer reporting agencies called ChexSystems or Early Warning System. If you have a record in these systems, this can impact your eligibility for a new account. Institutions will not open accounts for individuals with fraud on their record. Only Mechanics Bank and Wells Fargo will consider opening accounts for individuals with suspected fraud on their record. Past bank fees owed to any institution must be paid.