K2C set out to close the college enrollment gap between students from low-income families and their higher-income peers. K2C was inspired by research showing that savings for future education—even small amounts—can improve the odds that low- and moderate-income students will attend and complete college.  
K2C is the first universal, opt-out children’s savings account (CSA) to see students all the way through from kindergarten to high school graduation. As of February 2026, more than 4,700 graduates from the classes of 2023, 2024 and 2025 have used over $3 million from their K2C accounts to help pay for college or vocational school.
Initial findings from the inaugural K2C cohort demonstrate that K2C significantly boosts students’ college enrollment and on-time high school graduation. Research shows:

 

Image with K2C logo, text reads: New research shows K2C boosts college access, especially for underrepresented students. K2C Students over all are 6% more likely to enroll in college. Among underrrepresented students, 12% increase in college enrollment, 30% enrollment gap closed and 7% higher on-time graduation rate.

 

The K2C Impact: Learning from K2C Students & Families
To understand how K2C has impacted kids and their families, researchers from Summitlab interviewed K2C parents and students from the class of 2023. They found:
  1. K2C fostered college dreams
  2. K2C made it easier to save for future education
  3. K2C made paying for college feel less overwhelming
Read a summary of findings from these interviews here or the full report here.